About Clever Car Finance

Here at Clever Car Finance we're experts in car finance, offering you the very best and cheapest online car finance deals, making sure everybody gets a great car finance deal, regardless of whether you have bad car credit history, or have been turned down elsewhere.

As one of the UK's leading car finance brokers, we're able to search through our extensive range of great flexible car financing options, to suit you and your budget.

We work harder than anybody to make online car financing easy, we're sure you'll agree our excellent car financing service is second to none. What's more, we offer you the flexibility to choose the quality car you want from the dealer of your choice!

Why choose Clever Car Finance?

We understand that everyone has different circumstances and needs when it comes to arranging car finance and that's why we pride ourselves on the service and deals that we can offer. For example, we have a massive range of packages available whether you've never had any problems with credit in the past, have a few missed payments, have defaults on your credit file, are self employed or have just been turned down by another lender for an unknown reason, the chances are we can help you.

Getting a great deal on car finance has never been easier!

We are specialists in providing affordable and competitive vehicle finance for customers with all credit profiles. We are a highly experienced and fully licensed credit broker with many years experience in securing the right deal for our customers, leaving you safe in the knowledge that we will get you the best deal possible.

Dealer Services

We deal with hundreds of small independent garages as well as large franchised dealer groups across the UK. We enjoy relationships with some of the UK's leading car dealers providing point of sale services for both prime and Non-status business. If you would like any information on how we could help your dealership please don't hesitate to contact us.

Important Information

Please be aware that all offers are provided subject to lender terms and conditions. You may be asked to provide basic proofs of I.D such as a UK driving licence, proof of income and proof of address. Dealers must hold a valid consumer credit licence and trade from business premises.


We take security very seriously. That's why we use 128bit encryption technology to ensure that all communication between your browser and our web server is completely secure. On our application forms you should see a lock in your browser to confirm that the page is secure.

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What we can help with...

  • tick Bad Credit
  • tick CCJ's
  • tick Defaults
  • tick No voters role
  • tick Self employed
  • tick Nil deposit deals
  • tick Poor credit car leasing
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Car Finance & Leasing

We also offer great car leasing plans to those that have been refused elsewhere. Leasing is a great alternative for people who know they can afford the repayments but are struggling getting the finance. Why not view our lease deals page or click here to view our current deals. Remember we don't sell cars we just provide the car finance allowing your to shop around for the best deal possible.

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Typical APR 19.9%
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